“Let’s look at those fees”
Buying and looking for a broker to keep you up on the market and those rocky rates? Remember that the rates are not the only thing that you need to take into consideration, those fees can make a difference as well. Always, ask about those fees because brokers fees are not always the same.
Cathy Heckman
Mortgage Contract Services
(303) 638-7814
https://www.mortgagesdonehonestly.com/Home
“Help Me Please”
What is it going to take to make that loan work for me? Have that house in your sites, what will it take to make it work? Your broker can have options on loans that you might not otherwise think about. One that just might fit your needs.
“Elections Over”
Did rates go up or down? That will determine what you will do next. What will it mean to me as far as refinancing or buying? Now, is the time to talk with your broker to find out the best outcome for you.
“Financial Market background”
Having that conversation with your broker to find out is it better with the upcoming rates to buy or refinance. Is your ultimate goal to upsize and upgrade your current home? Sometimes staying a few more years and just refinance might be the better choice to making yourself better financially on solid footing for that upgrade to something bigger. Good conversation to have with your broker. They can give you some back ground on past financial markets and how it can make a difference in your potential for moving forward.
“Setting your goal”
Can your broker help you set goal for a buy or refinance mortgage? They can walk you through things that you need to do to make it happen. They can keep an eye on those fees and rates so you are ready to go when you are in the perfect position to move forward.
“Make it Yours”
Make it your quest to be informed and up to date on the market. If you are considering a change and want to get the best you can out of your current position talk with your broker and get the information that will help you. Life can be a struggle and sometimes we can get information that will make all the difference.
“It is all about timing”
What are those rates doing? What might they look like in a week or two, even a day or two. Your broker is trained to keep an eye on the market. It is time to have that talk and find out if it is a good time to refinance or buy.
“Are you looking”
To do a heloc or reverse mortgage? What is best for your situation and what are the costs in the long run. How long will you need to hold onto that mortgage to make it worth the cost. Your broker is trained to help you figure that out. What are the differences in the rates and qualifying process.
“Which way is the wind blowing”
Rates and fees are not all the same and change with the wind. Always check in with your broker because you never know when they will blow in your direction in a good way!
“First Time Buyer?”
What does First Time Home Buyer mean for you? There are programs out there for first time home buyers, do you qualify as a first-time home buyer? This would be a good conversation to have with your mortgage broker. Get all the information to help you make an informed choice as to when is a good time for you to start considering buying your first home. Some of you may have owned a home in the past, but that does not mean you are not still a first-time home buyer under certain qualifications. Worth a conversation.