August 11th, 2023 1:41 PM by Cathy Heckman
You need to go over your financial side, other income, debt, assets with your mortgage broker. You need to check your credit score early and often (But remember your score is only part of the over all credit evaluation) to make sure you do not have any unexpected changes so you can deal with them immediately. Go over any changes and numbers with your mortgage broker. Work on your numbers to make sure what you qualify for before finding that perfect home. Working those numbers are so very important, to help you get where you want to be and feel comfortable with those payments within your budget!
Discuss the different loan programs and options, which one fits your situation best. Now go look for your new future home that is in your price range and you feel comfortable in putting in your offer.